Ravindran Navaratnam is the managing director and co-founder of Sage 3 Capital, a specialist advisory firm advising on distress resolutions for major corporations in Malaysia and Singapore. He was formerly the general manager responsible for strategy and corporate finance at Danaharta, Malaysia’s asset management company at the height of the Asian financial crisis, at its inception. Navaratnam’s views have been sought by senior government officials via his role as an advisor for major national initiatives to restructure non-performing loans. In this respect, he has had invitations from government agencies in China, Thailand, Vietnam, the United Arab Emirates, Ireland and Indonesia to advise on the matter.